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Parents and Grandparents Program
Intake Update
2025.07.16 vol 1024
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📌 Program Overview
Immigration, Refugees and Citizenship Canada (IRCC) has announced the latest details of the 2025 Parents and Grandparents Sponsorship Program (PGP). Starting July 28, 2025, IRCC will issue invitations to apply (ITAs) over a two-week period.
Only those who submitted an Interest to Sponsor form in 2020 and have not yet received an invitation are eligible for selection. The program aims to approve up to 10,000 complete sponsorship applications [1]. No new Interest to Sponsor forms will be accepted in 2025 [2].
🛠 Application Process & Timeline
Eligible sponsors should check the email used in 2020—including spam—for an ITA starting July 28. Invited applicants will have around 60 days to apply online via IRCC’s portal [3]. Processing currently takes about 24 months, though individual cases may vary [4].
📣 What You Should Do Now
If you submitted an interest form in 2020, check your email daily from July 28. If invited, contact HCDF Immigration immediately—we’ll ensure your application is complete and filed on time.
If you don’t receive an ITA, consider the Super Visa, which covers stays of up to 5 years per visit. IRCC has relaxed insurance requirements, making this option more accessible. [5]
👉 Need help with PGP or Super Visa applications? Contact HCDF Immigration today.
With 37+ years of experience, HCDF Immigration simplifies every step—from eligibility assessment to full application support.
📞 Book your consultation at +1 604 889 2213
💬 Let us help you reunite your family—with confidence and care.
References
1. IRCC – 2025 Parents and Grandparents Program Intake Announcement
🔗 https://www.canada.ca/en/immigration-refugees-citizenship/news/notices/parents-grandparents-program-intake-opens-late-july.html
2.IRCC – Sponsor Your Parents and Grandparents
🔗 https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/family-sponsorship/sponsor-parents-grandparents.html
3.IRCC – Apply for Permanent Residence Online (PR Portal)
🔗 https://www.canada.ca/en/immigration-refugees-citizenship/services/application/account.html
4. IRCC – Check Application Processing Times (Family Sponsorship)
🔗 https://www.canada.ca/en/immigration-refugees-citizenship/services/application/check-processing-times.html
5. IRCC – Super Visa: Parents and Grandparents
🔗 https://www.canada.ca/en/immigration-refugees-citizenship/services/visit-canada/parent-grandparent-super-visa.html
Canada
Flexibility & Policy Outlook
2025.07.09 vol 1023
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Canada’s dedicated permanent residence (PR) pathway for Hong Kong residents remains open until August 31, 2026, offering two routes: Stream A for graduates of eligible Canadian post-secondary programs, and Stream B for individuals with at least one year of Canadian work experience and post-secondary education. Since the program's launch in 2021, over 20,000 applicants have successfully obtained PR. However, due to a sudden surge in application volume, many—particularly under Stream B—are now experiencing processing delays exceeding 12 months, with limited transparency or status updates from IRCC. [¹]
In a welcome development, IRCC confirmed in June 2025 that applicants under either stream may wait for their PR decisions outside Canada, as long as the application was submitted while the applicant was in Canada with valid temporary resident status. This flexibility provides relief to those needing to return to Hong Kong or travel abroad without jeopardizing their application. [²]
IRCC has also quietly repositioned the Hong Kong PR pathway under its “Work-Based Immigration Programs”, a move that shifts the program’s framing from humanitarian relief to skilled economic immigration. This reflects growing recognition of Hong Kongers’ professional, linguistic, and cultural integration into Canadian society. It also hints at potential long-term or successor programs after the current pathway ends in 2026. [³]
Despite processing challenges, the program continues to demonstrate strong results. Hong Kong applicants bring value to Canada’s economy and social fabric, and there is increasing public support for expanding eligibility — particularly to include dependent parents — and for extending the pathway’s availability. [⁴]
At HCDF Immigration, we advise all current and future applicants to ensure they submit complete applications while maintaining valid temporary status. Applicants should proactively monitor their file progress via GCKey or a legal representative, and plan for longer timelines. IRCC’s evolving policies reflect flexibility and an ongoing commitment to welcoming skilled Hong Kong residents. For personalized immigration strategy, document review, or application support, please contact HCDF — your trusted partner on the journey to permanent residency in Canada.
References [1] IRCC Portal: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada.html [2] HKFP (June 27, 2025): https://hongkongfp.com/2025/06/27/canada-confirms-hongkongers-applying-for-permanent-residence-via-lifeboat-scheme-can-await-results-abroad/ [3] IRCC Reclassification: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/work.html [4] Sing Tao (July 4, 2025): https://www.singtao.ca/7199723/2025-07-04/post-/?variant=zh-hk&appedition=vancouver
Canada
Reopens PGWP for College Grads
June 25 2025 vol 1022
According to an announcement from Immigration, Refugees and Citizenship Canada (IRCC) on June 25, 2025, the Government of Canada plans to reduce the number of temporary residents (including work permits, study permits, visitor visas, etc.) from 7.1% to 5% of the total population annually. This represents a 29.5% overall reduction.
The most noticeable change is in study permit issuance. In the first quarter of 2025, Canada issued approximately 96,000 study permits, compared to 121,000 in the same period in 2024—reflecting a sharp decrease of about 30%. This aligns with Canada’s broader immigration strategy of reducing the annual permanent resident target from 500,000 to 400,000.
For Chinese students and applicants, there is encouraging news: Canada has reopened eligibility for Post-Graduation Work Permits (PGWP) to graduates of non-university programs, including college diploma holders. According to the latest IRCC update, a total of 920 fields of study are now eligible for PGWP—a significant policy expansion.
At the same time, 178 fields have been removed from the eligibility list, as they no longer align with Canada's long-term immigration goals. On the other hand, 119 new fields have been added—particularly in areas such as healthcare, social services, skilled trades, and education. College diploma programs in these sectors now qualify for PGWP.
Graduates who obtain a Post-Graduation Work Permit are also encouraged to apply through Canada's Express Entry system under the Federal Skilled Worker Program or related immigration streams.
For further assistance, feel free to contact HCDF Immigration Inc. at your convenience.
Source: https://www.canada.ca/en/immigration-refugees-citizenship/news/notices/update-requirement-post-graduation-work-permits.html
LENA DIAB
APPOINTED AS CANADA’S NEW IMMIGRATION MINISTER: WHAT TO EXPECT
May 17 2025 vol 1021
On May 13, 2025, following a federal cabinet reshuffle under Prime Minister Mark Carney, Lena Metlege Diab was appointed as Canada’s new Minister of Immigration, Refugees and Citizenship (IRCC). With more than 20 years ofexperience in law, public service, and immigration policy, Diab is expected to lead Canada’s immigration systemtoward greater regional balance, efficiency, and newcomer integration. 👩 ⚖️ Who Is Lena Diab? Member of Parliament for Halifax West since 2021 — the first woman elected to this seatFormer Nova Scotia Minister of Immigration (2013–2021), Attorney General, and Minister of JusticePracticed law and operated a small business in Halifax for over two decadesKnown for launching innovative regional immigration streams and entrepreneur programsAdvocate for bilingualism and immigrant integrationFluent in English, French, and Arabic 🔍 What Policy Direction Can We Expect? Although no formal federal plan has been published, Diab’s past actions suggest she will prioritize:
1.Enhancing Provincial and Regional Immigration Programs2. She is likely to expand Provincial Nominee Programs (PNPs) and support Express Entry-aligned and
entrepreneur streams to meet regional labour needs.
3.Supporting Francophone Immigration Outside Quebec
4. Diab is expected to promote Francophone immigration to strengthen bilingual communities, building on herwork in Nova Scotia’s Acadian Affairs. 5.Streamlining PR for Temporary Residents. 6. In line with PM Carney’s policy, Diab may ease pathways for temporary foreign workers and internationalgraduates to transition to permanent residency. 7.Implementing Sustainable Immigration Levels 8. To relieve pressure on housing and infrastructure, Canada may gradually reduce annual immigration targets.Diab will oversee this rebalancing. 9.Improving IRCC Transparency and Processing Efficiency 10. Diab is likely to modernize IRCC processes to reduce delays, improve communication, and provide clearertimelines to applicants. 📊 Recent Immigration Trends Before Diab’s appointment, Canada saw record-high permanent resident admissions: 2023: 471,808 2024: 483,591 These figures reflect past immigration goals. Under Diab’s leadership, Canada’s approach may shift from high-volume growth to smarter, more sustainable, and regionally responsive immigration. HCDF Immigration continues to monitor policy changes and provide expert advice. 📩 Subscribe to our newsletter for the latest updates on Canadian immigration.
Source: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/rural-franco-pilots/rural-immigration/eligibility.
htmlhttps://www150.statcan.gc.ca/n1/daily-quotidien/250319/dq250319a-eng.
htmhttps://www.canada.ca/en/immigration-refugees-citizenship/corporate/publications-manuals/annual-report-parliament-immigration-2024.html
NEW PATHWAY TO CANADA
RURAL COMMUNITY IMMIGRATION PILOT (RCIP) NOW OPEN!
28 April 2025 vol 1020
In 2024, Immigration, Refugees and Citizenship Canada (IRCC) officially launched the Rural Community Immigration Pilot (RCIP), which is now steadily gaining momentum. The RCIP provides skilled workers and their families with a direct pathway to settle in smaller towns and rural communities across Canada. Building on the success of the earlier Rural and Northern Immigration Pilot (RNIP), RCIP was created to address critical labor shortages, drive regional economic growth, and revitalize communities outside major urban centres. Unlike traditional immigration programs, RCIP empowers participating towns and cities to select candidates who meet their specific local needs, providing newcomers with meaningful employment opportunities and strong community settlement support.
The RCIP’s eligibility criteria are relatively easy to meet. Applicants must hold a valid job offer from a designated employer within a participating community and must have completed at least one year (1,560 hours) of relevant work experience within the past three years. Language requirements are low, with accepted IELTS scores ranging from 3.5 to 5.5 depending on the job's TEER level, making it easier to qualify compared to most federal immigration programs. Education requirements are also very accessible, requiring only a Canadian high school diploma or an equivalent foreign credential. Additionally, the required proof of settlement funds is relatively low, making RCIP financially attainable for many families. Overall, the RCIP offers a low-barrier, community-supported, and highly achievable pathway to Canadian permanent residency.
Currently, 14 rural communities across Canada are participating in the RCIP, located in Nova Scotia (NS), Manitoba (MB), Saskatchewan (SK), Alberta (AB), and British Columbia (BC). Most communities are still in the preparation or development stages, actively working towards launching their RCIP programs. At present, five rural communities are officially active: Timmins, Ontario; Sault Ste. Marie, Ontario; Brandon, Manitoba; Thunder Bay, Ontario; and North Okanagan Shuswap, British Columbia.
For example, Thunder Bay, Ontario is currently accepting applications! Thunder Bay's RCIP program is fully operational, using a community-specific points-based system to select suitable candidates. The city is actively recruiting talent across several key sectors, including Business and Financial Administration, Healthcare, Education, Law, Social and Government Services, Sales and Service, and Trades, Transport, and Equipment Operation. With designated employers preparing to hire and welcome newcomers, Thunder Bay presents outstanding opportunities for qualified individuals looking to start a new life in Canada.
The Rural Community Immigration Pilot offers an exciting opportunity for those who want to build a future in a welcoming and growing community. Whether you are a healthcare professional, tradesperson, educator, or business specialist, now is the perfect time to explore your options.
Contact HCDF Immigration Inc. today for a personalized assessment and professional guidance. Let us help you and your family take the first step toward a new beginning in Canada!
HCDF is pleased to announce that our new Burnaby branch is currently under preparation to better serve and accommodate our valued clients.
Source: https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/rural-franco-pilots/rural-immigration/eligibility.html
NEW IMMIGRATION PATHWAYS
OPPORTUNITIES OFFERED BY HCDF IMMIGRATION
4 April 2025 vol 1019
April 4, 2025 - Latest Immigration Update from HCDF Immigration Inc.: On March 7, 2025, the Immigration Department announced that in 2025, the parent sponsorshipquota will be increased by 10,000. The selection will be made by lottery from the pool of applicantswho have already submitted their applications. Those selected will be notified, and the applicationprocess is expected to be completed within about a year after receiving the notification. Currently,there are no plans to accept new applications for this program. As soon as HCDF Immigration Inc.receives any new updates, we will promptly notify our clients and the public. Additionally, as widely known, two days ago the Immigration Department released 5,000applications for home care, nannies, and domestic workers. On the same day, the onlineapplication slots were already filled. However, if you are currently working as a domestic worker,home care provider, or nanny in Canada, please contact HCDF Immigration Inc. immediately, asthere are still other pathways available for application. This expedited pathway, if there are noissues, could lead to Canadian immigration status in less than a year. For those already working inthese domestic roles in Canada, the English language requirement is minimal—basic listening andspeaking skills, with a high school education, are sufficient. On the other hand, if your family members are still outside Canada and work in construction, suchas carpenters, metalworkers, civil site workers, electricians, or any other construction-related field,the Canadian government is in dire need of workers in these sectors. You can immediately contact HCDF Immigration Inc., and we can arrange a visa for them to come to Canada to work in thesefields and assist with immigration processing. HCDF Immigration Inc. has been operating in Canada since 1988, with over 37 years ofexperience. In recent years, our success rate has been close to 100%. We thank all our clients fortheir continued support of HCDF Immigration Inc.
Source:
https://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/caregivers/home-care-worker-immigration-pilots/child-care-home-support.htmlhttps://www.canada.ca/en/immigration-refugees-citizenship/news/2025/03/canada-takes-action-to-support-housing-with-new-immigration-measures.html
Important Immigration Updates
12 March 2025 vol 1018
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Major Announcements from IRCC in February and March:
1. Immediate Transition to Caregiver Visa for Eligible Workers
Individuals currently working in Canada as domestic helpers or caregivers with a valid work permit can now immediately switch to a Canadian caregiver visa. There are 5,000 spots available on a first-come, first-served basis. This means they may later be eligible to apply for an immigration visa. Those engaged in childcare, personal assistance, nursing home assistance, or household tasks such as cooking and cleaning are encouraged to apply as soon as possible. HCDF Immigration is open from Monday to Saturday, 10:30 AM to 6:30 PM, and welcomes all inquiries.
2. Work Permits for Construction Workers Without Status
Last week, the Canadian Minister of Immigration announced to the media that individuals currently working in construction or housing projects in Canada, even if they do not have a valid permit or legal status, can now immediately apply for a formal work permit and obtain legal status. Additionally, these workers can pursue construction-related education while working without requiring a study permit, as IRCC has approved simultaneous study. The goal of this policy is to address the severe labor shortage in Canada’s construction industry, thereby increasing the supply of affordable housing and making homeownership more accessible to local Canadians.
3. Temporary Resident Permits for Victims of Domestic Violence
If you are a foreign national in the process of applying for permanent residency in Canada and your Canadian spouse has treated you unfairly, subjected you to domestic violence, threats, or intimidation, you can seek assistance from our firm. You may immediately apply for a Canadian Temporary Resident Permit, allowing you to continue working in Canada without fear of deportation. If you wish to apply for permanent residence in the future, that is also possible but will require separate processing. For more details, please contact HCDF Immigration.
HCDF Immigration – 37 Years of Putting Clients First.
Source:
https://www.canada.ca/en/immigration-refugees-citizenship/news/2025/03/canada-takes-action-to-support-housing-with-new-immigration-measures.html?utm_source=chatgpt.comhttps://www.canada.ca/en/immigration-refugees-citizenship/services/immigrate-canada/caregivers/home-care-worker-immigration-pilots.html
Canada’s "Lifeboat Scheme" Stream B OWP Application Officially Ends Today
07 Feb 2025 vol 1017
The application for the three-year Open Work Permit (OWP) under Canada’s "Lifeboat Scheme", launched in 2021, officially closes today (February 7, 2025), with no further extensions. The Immigration, Refugees and Citizenship Canada (IRCC) has confirmed that this was a temporary measure, and eligible Hong Kong residents who wish to immigrate to Canada can still apply through other work permit programs.
According to IRCC data, as of the end of 2023, over 40,500 Hong Kong residents had successfully obtained an OWP, while another 29,100 were approved for study permits. In total, at least 70,000 Hong Kong residents have applied for permanent residence through Stream A and Stream B of the "Lifeboat Scheme." Additionally, official statistics indicate that over 49,000 people had applied for OWPs as of December 31, 2024, highlighting the program's significance for Hong Kong residents immigrating to Canada.
In recent years, Canada has tightened its immigration policies, and the government has announced plans to implement a cap on temporary residents starting in Fall 2024. As a result, the requirements for Hong Kong residents seeking to immigrate to Canada may become even more stringent in the future.
The introduction of the "Lifeboat Scheme" reflects Canada's support for democratic values in Hong Kong and has provided Hong Kong residents with an important pathway to settle in Canada.
🔗 For more details, please visit the official website: IRCC - Government of Canada
Source: https://www.canada.ca/en/immigration-refugees-citizenship/services/work-canada/permit/open-work-permit-hong-kong-recent-graduates.html
Understanding the 2025 Immigration Quota A Pioneering Analysis
20 Dec 2024 vol 1016
HCDF Immigration has announced the 2025 Canadian immigration quotas for its clients. The total immigration target will be reduced from 500,000 to 400,000, with Quebec allocating 64% to economic immigrants, 22% to family reunification, and 14% to protection refugees. Based on this, it is expected that 256,000 economic immigrants, 88,000 family reunification immigrants, and 56,000 refugees will be accepted in 2025.
Of the economic immigrants, 1/8 will be business and investment immigrants, while 7/8 will be skilled workers, including international students and workers. The 88,000 family reunification spots include both spouses and parents. If the parent reunification quota is not opened, it will be carried over for future use.
*來源 Source:PLAN D’IMMIGRATION DU QUÉBEC 2025 MINISTÈRE DE L’IMMIGRATION, DE LA FRANCISATION ET DE L’INTÉGRATION
https://cdn-contenu.quebec.ca/cdn-contenu/adm/min/immigration/publications-adm/plan-immigration/PL_immigration_2025_MIFI.pdf
Misconceptions About Study Permit
27 Nov 2024 vol 1015
In this issue, we will address common questions about Canadian study permits.
Question 1: Has it become harder to get a study permit?
Answer: Study permit are usually processed in six weeks. "Tightening" mainly targets students from Asia and South Asia. Students from Japan, Korea, China, and Hong Kong with proper financial documents and public schools will not face difficulties. If these conditions are not met, it will be harder.
Question 2: Is it harder for international students to get a work permit or work in Canada?
Answer: Incorrect. The Immigration Department recently announced international students can work 24 hours per week without a work permit, applicable to public schools. Private school students should be cautious. Postgraduate work permits remain unaffected, but spouses of undergraduate graduates cannot easily get a work permit, while spouses of graduate students can.
Question 3: Has the Canadian Immigration Department really tightened study permit and work permit applications?
Answer: Yes, mainly affecting certain regions and South Asian students. The Immigration Department revealed that 20% of student applications had problematic acceptance letters, which will be rejected. Honest applications with experienced consultants still have high success rates.
Answer: Study permit are usually processed in six weeks. "Tightening" mainly targets students from Asia and South Asia. Students from Japan, Korea, China, and Hong Kong with proper financial documents and public schools will not face difficulties. If these conditions are not met, it will be harder.
Question 2: Is it harder for international students to get a work permit or work in Canada?
Answer: Incorrect. The Immigration Department recently announced international students can work 24 hours per week without a work permit, applicable to public schools. Private school students should be cautious. Postgraduate work permits remain unaffected, but spouses of undergraduate graduates cannot easily get a work permit, while spouses of graduate students can.
Question 3: Has the Canadian Immigration Department really tightened study permit and work permit applications?
Answer: Yes, mainly affecting certain regions and South Asian students. The Immigration Department revealed that 20% of student applications had problematic acceptance letters, which will be rejected. Honest applications with experienced consultants still have high success rates.
Projected Surge of Over 1 Million Refugees at U.S.-Mexico Border in 2025
08 Nov 2024 vol 1014
Source: https://www.pewresearch.org/short-reads/2024/10/01/migrant-encounters-at-u-s-mexico-border-have-fallen-sharply-in-2024/
From 2020 to 2024, under Democratic rule, over 10 million immigrants have illegally entered the U.S. Though numbers have recently declined, it is expected that more illegal immigrants will enter the U.S. before the new Republican president takes office in January 2025. Trump has announced plans to deport all illegal immigrants, and some may choose to enter Canada. If 10% of these illegal immigrants head north, Canada’s illegal immigrant numbers could exceed 1.2 million in the next year, which equals the country’s 30-year immigration quota, posing significant risks.
As the first to highlight this risk, HCDF Immigration, with 36 years of experience, urges the federal government to take timely action. We anticipate a large influx of refugees from the Mexico border, with the majority applying in Toronto and Vancouver. If you have family members planning to apply for work permits or immigration status, it is crucial to submit applications early to avoid potential delays. HCDF Immigration prioritizes clients, offering quick and efficient immigration solutions with no additional conditions.
As the first to highlight this risk, HCDF Immigration, with 36 years of experience, urges the federal government to take timely action. We anticipate a large influx of refugees from the Mexico border, with the majority applying in Toronto and Vancouver. If you have family members planning to apply for work permits or immigration status, it is crucial to submit applications early to avoid potential delays. HCDF Immigration prioritizes clients, offering quick and efficient immigration solutions with no additional conditions.
HCDF Immigration Helping You Navigate the New Immigration Policy Trends in Canada for the Next Three Years
25 Oct 2024 vol 1013
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On October 24, 2024, the Canadian Minister of Immigration announced significant cuts to immigration quotas over the next three years. In 2025, the number of new immigrants will be reduced by 20%, or approximately 100,000 people. In 2026, it will drop by 120,000, and in 2027, by 135,000. This means Canada will accept only 395,000 immigrants in 2025, 380,000 in 2026, and 365,000 in 2027. According to HCDF Immigration’s statistics, 42% of applicants come through family reunification, 42% through skilled or work immigration, 6% via business or investment immigration, and 10% as refugees or under protection.
HCDF Immigration maintains a near 100% success rate across all application categories, processing initial applications within a week. As immigration laws tighten, applicants will face greater challenges, but HCDF Immigration is ready to provide efficient and high-success services. We are launching a DIY eBook to help clients easily apply or update visas and immigration statuses on their own, while more complex cases can still be addressed by contacting us. Our office hours are Monday to Saturday from 10:30 AM to 6:30 PM, closed on Sundays and public holidays.
HCDF Immigration maintains a near 100% success rate across all application categories, processing initial applications within a week. As immigration laws tighten, applicants will face greater challenges, but HCDF Immigration is ready to provide efficient and high-success services. We are launching a DIY eBook to help clients easily apply or update visas and immigration statuses on their own, while more complex cases can still be addressed by contacting us. Our office hours are Monday to Saturday from 10:30 AM to 6:30 PM, closed on Sundays and public holidays.
New Immigration Plan
09 Oct 2024 vol 1012
HCDF Immigration Launches the Simplest and Most Convenient Immigration Plan
In response to the recent policy changes by the Canadian Minister of Immigration, HCDF Immigration introduces the easiest immigration plan yet. You can obtain a work permit within two months and enjoy free healthcare benefits. If you have children, they will receive free primary and secondary education immediately. After 12 months, the entire family will be eligible for permanent residency. You can achieve your immigration dream without leaving your home in Vancouver.
Additionally, HCDF Immigration has launched the "DIY Guide to Canadian Study Permit Application" and "DIY How to Apply for Visitor Visa to Canada," available in multiple languages, allowing you to complete the application process online without any assistance. This method saves you the hassle of visiting immigration offices or paying consultant fees. It’s simple, fast, and cost-effective. Each eBook is only $4.99 (original price $19.99), and can be purchased online at www.198.ca, with immediate delivery to your phone. Quality assured by HCDF.
In response to the recent policy changes by the Canadian Minister of Immigration, HCDF Immigration introduces the easiest immigration plan yet. You can obtain a work permit within two months and enjoy free healthcare benefits. If you have children, they will receive free primary and secondary education immediately. After 12 months, the entire family will be eligible for permanent residency. You can achieve your immigration dream without leaving your home in Vancouver.
Additionally, HCDF Immigration has launched the "DIY Guide to Canadian Study Permit Application" and "DIY How to Apply for Visitor Visa to Canada," available in multiple languages, allowing you to complete the application process online without any assistance. This method saves you the hassle of visiting immigration offices or paying consultant fees. It’s simple, fast, and cost-effective. Each eBook is only $4.99 (original price $19.99), and can be purchased online at www.198.ca, with immediate delivery to your phone. Quality assured by HCDF.